Life Insurance Calculator

How much life insurance do I need?

RealCare Insurance Marketing understands that each person has individual insurance needs. There is no set rule as to how much insurance you need to purchase. You need to decide how much life insurance you want to leave your dependents to carry on in your absence. You have to decide how much support you wish to provide. Many financial planning experts recommend 10 to 20 times your annual earnings. For business life insurance the amount is often even more. For many the answer is simply the amount that makes you feel your family is safe.

*Values listed are for example purposes only

Funeral Costs, Estate Taxes, etc.:	$
Amount Needed to Pay Non-Mortgage Debt:	$
Outstanding Mortgage Balance:	$
Amount Needed for College Fund:	$
Expected Average Annual Living Expenses:	$
Expected Spouse's Average Annual Income After Taxes:	$
Annual Social Security Benefits:	$
Spouse's Current Age:	Years
Value of Current Liquid Assets: ($ total of savings, investments, etc.)	$
Expected Survivor's Investment Strategy:	Conservative Aggressive
The amount of life insurance needed based on the above information:

How much will life insurance cost?

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