C.A.R. Insurance Programs

  • New members may enroll between the 60th and 120th day of membership. 
  • Existing members may enroll within 30 days of a "Qualifying Event" 

C.A.R. members have many insurance options. You can click on the links below for information or call RealCare at 1-800-588-8628. RealCare has been providing help and advice to Realtors since 1996. We are the only endorsed health insurance agency for C.A.R. 

The rates and plan descriptions are for the period from June 1, 2009 through May 31, 2010.  Eligible C.A.R. Members may join the C.A.R. health plans during the Bi-Annual Open Enrollment Periods: October - November for a January 1 start date or April - May for a June 1 start date.  If you have a "Qualifying Event" you can enroll within 30 days of that event.   For more information click on our Eligibility Guidelines and General Plan Provisions or call us at 800-588-8628.

ANTHEM BLUE CROSS OF CALIFORNIA MEDICAL PLANS 

Click below for summary information of coverage:                              

  Premier PPO $20 Copay                                                          
 
PPO $30 Copay                                          
  PPO $35 Copay Gen Rx 
  Saver HMO Plan                                                                     
  
 
PPO 2400 (HSA Compatible)
 

Note:  Anthem Blue Cross will discontinue the PPO 2400 plan effective 6/1/10.  The PPO 2400 will be replaced by the Lumenos 3500 HSA plan.  (See below) 

  NEW!  Lumenos 3500 (HSA Compatible)
  
      
Find out about HSAs   
       
Enroll with HSA Bank

Click here
for a side by side comparison of the Anthem Blue Cross plans.

Anthem Blue Cross Rates Effective 6/1/09 through 5/31/2010 

Click Here to Find Your Anthem Blue Cross Rating Region

Anthem Blue Cross Region 1
Anthem Blue Cross Region 2
Anthem Blue Cross Region 3
Anthem Blue Cross Region 4
Anthem Blue Cross Region 5
Anthem Blue Cross Region 6
Anthem Blue Cross Region 7
Anthem Blue Cross Region 8
Anthem Blue Cross Region 9  

Doctors and Hospitals

Find your providers by clicking here. In the drop down box that states, "Select your plan type," you MUST choose "SMALL GROUP" 

ANTHEM BLUE CROSS Enrollment
Important Enrollment and Payment Instructions:  CLICK HERE

EXISTING HEALTH PLAN SUBSCRIBERS 

  • View your current coverage, find out how to make plan changes and download pre-populated forms. Click HERE to Log in!   (Sorry, this feature is not compatible with Mozilla Firefox.)
  • MAKE A PLAN CHANGE within Anthem Blue Cross: CLICK HERE 
  • ADD or DROP dependents from your Anthem Blue Cross plan: CLICK HERE

NEW SUBSCRIBERS

     Additional Forms for Anthem Blue Cross Subscribers

  • If you are ENROLLING A DOMESTIC PARTNER, you will need to complete an affidavit.  CLICK HERE to get the Domestic Partner Affidavit. 
  • Automatic Premium Payments (auto deduct from checking) click here.

KAISER PERMANENTE MEDICAL PLANS

Click HERE for a summary comparison of the Kaiser Plans.

Detailed Benefit Summaries - Click On Plan Below: 

High Deductible HSA Compatible HMO Plans
Note:  Kaiser will be making significant changes to their HSA plan designs effective 6/1/10.  Please click
HERE for information on the plan changes that will occur.

Kaiser Rates: Effective 6/1/09 through 5/31/010
To determine your rate region CLICK
HERE. Then, to you view your actual rates, click on the rate sheet below: 

Rate Region 1
Rate Region 2
Rate Region 3
Rate Region 4
Rate Region 5
Rate Region 6

KAISER PERMANENTE Enrollment
Important Enrollment and Payment Instructions:  CLICK HERE

EXISTING HEALTH PLAN SUBSCRIBERS
 

  • View your current coverage, find out how to make plan changes and download pre-populated forms. Click HERE to Log in!   (Sorry, this feature is not compatible with Mozilla Firefox.)
  • MAKE A PLAN CHANGE within Kaiser: CLICK HERE 
  • ADD or DROP dependents from your plan: CLICK HERE

 NEW SUBSCRIBERS

     Additional Forms for Kaiser Subscribers

  • If you are ENROLLING A DOMESTIC PARTNER, you will need to complete an affidavit.  CLICK HERE to get the Domestic Partner Affidavit. 
  • Automatic Premium Payments (auto deduct from checking) click here.

Find out about HSAs
HSA Contribution Limits
Enroll with HSA Bank


Dental, Vision & Life Insurance Options - Can be purchased with or without medical insurance.
Important Enrollment and Payment Instructions:  CLICK HERE

C.A.R. Group Dental - Now With MetLife!

For detailed benefit summaries, click on plan below:

Dental Plan Summary
Life Plan Summary

Dental/Life Application
Dental/Life Rates

For a list of dental providers in your area click here      

MES Vision - Great coverage!

Vision Plan Summary

Vision Rates
Vision Application

Important Enrollment and Payment Instructions:  CLICK HERE

Not a C.A.R. Member?  CLICK HERE!

Forms & Documents You May Need
Automatic Payment Authorization (EFT) Form - 
click here
C.A.R. Health Plan Fees - click here
Credit Card Payment Authorization - click here
General Plan Guidelines - click here
RealCare Change of Address form - click here

Important Web Links
                       Anthem Blue Cross Provider Finder                           
Anthem Blue Cross Member Registration 
Anthem Blue Cross Value Added Services 
Anthem Blue Cross Patient Claim Form (For Medical Services or Rx) - click here
Anthem Blue Cross - Precision Rx Mail Order Enrollment Form - click here
Anthem Blue Cross Healthy Check 

MES Vision 
Kaiser Member Log In
MetLife Dental

Did you know we offer insurance for your pets? 
We've partnered with VPI, one of the nation's oldest and most successful pet insurance companies.  And, you get a 5% discount if you purchase through RealCare.  For quotes and information, click below.

 



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Phone 800-939-8088 | Fax 707-935-7142 | License #0B23546

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