This page contains information on the C.A.R. Group Insurance Programs OPEN ENROLLMENT for the C.A.R. Medical and Vision plans runs from April 1st through May 15th for a June 1st effective date and from October 15th to November 30th for a January 1st effective date. If you are interested in enrolling the the MetLife dental program, please call RealCare to determine your eligibility. New C.A.R. members or eligible full time employees of members may enroll between their 60th and 120th day of membership or employment. All eligible existing C.A.R. members and eligible employees may join a Kaiser or Anthem Blue Cross Medical plan and/or the MES Vision plan during our bi-annual Open Enrollment periods: April-May for a June 1st effective date; October-November for a January 1st effective date. All eligible existing C.A.R. members and eligible employees may join the MetLife dental plan during the Annual Open Enrollment Period: October - November for a January 1 start date. All eligible members and employees who have been members or employees for at least 60 days may enroll within 30 days of experiencing a "Qualifying Event".
For more information click on our Eligibility Guidelines and General Plan Provisions or call us at (800) 939-8088, Ext. 202. ANTHEM BLUE CROSS OF CALIFORNIA Medical Plan Options - For a simple plan comparison, CLICK HERE. For more detailed summaries, select plan below. Premier PPO $20 Copay
PPO $30 Copay
PPO $35 Copay Gen Rx
Saver HMO Plan
Lumenos 3500 (HSA Compatible)
Rates - Find your region, then click on your region number below to find your rates.
Click Here to Find Your Anthem Blue Cross Rating Region Anthem Blue Cross Region 1
Anthem Blue Cross Region 2
Anthem Blue Cross Region 3
Anthem Blue Cross Region 4
Anthem Blue Cross Region 5
Anthem Blue Cross Region 6
Anthem Blue Cross Region 7
Anthem Blue Cross Region 8
Anthem Blue Cross Region 9
Doctors and Hospitals - Find your providers by clicking here. When asked to select your plan type, you MUST choose "SMALL GROUP." Applications & Enrollment - It's Easy To Enroll! - Please view the Anthem Blue Cross Enrollment & Payment Instructions
- If you are already enrolled in a C.A.R. plan, click here to log in to RealCare Online to apply or make plan changes.
- If you are applying for the first time click here. (You must have Adobe Reader 6.0 or higher. To get your free Adobe Reader, click here.)
- If you are enrolling a domestic partner, you will need to complete an affidavit. Click here to get the Domestic Partner Affidavit.
- Automatic Premium Payments (auto deduct from checking) click here.
- Credit Card Payment Authorization (for single payment use only) click here.
Other Forms & Documents You May Need - Anthem Blue Cross Patient Claim Form (For Medical Services or Rx) - click here
- Anthem Blue Cross - Precision Rx Mail Order Enrollment Form - click here
- C.A.R. Health Plan Fees - click here
- General Plan Guidelines - click here
- RealCare Change of Address form - click here
Important Web Links
KAISER PERMANENTE MEDICAL PLANS BENEFITS - For a simple plan comparison, Click Here. For a more detailed summary, select plan below. Traditional Copay Plans $5 COPAY PLAN
$15 COPAY PLAN
$20 COPAY PLAN
$30 COPAY PLAN
$50 COPAY PLAN
Deductible HMO Plans $30/$1000 Deductible Plan
$30/$1500 Deductible Plan
$40/2000 Deductible Plan
High Deductible HSA Compatible HMO Plans - Note: Kaiser made significant changes to their HSA plan designs effective 6/1/10. Please click HERE for information on the general plan changes that have occurred.
$0/$2000 Deductible HSA Plan (Formerly $0/1500)
$0/$2700 Deductible HSA Plan
$30/$3000 Deductible HSA Plan (Formerly $30/2700)
To help you determine your out of pocket costs, Kaiser publishes a list of fees charged for common procedures. Please review the document below for your area:
RATES: Find your region - Click here: Kaiser Medical Rating Areas. Look up your county and zip code and then click on the correct rate region below. Rate Region 1
Rate Region 2
Rate Region 3
Rate Region 4
Rate Region 5
Rate Region 6
Rate Region 7
Applications & Enrollment - It's easy to enroll! Other Forms & Documents You May Need Important Web Links: Kaiser Member Login Find a Kaiser Doctor For You Kaiser Healthy Living Enroll with HSA Bank
MEDICAL EYE SERVICES VISION PLAN MES Vision Plan Highlights
- Annual Deductible: $0
- Once Every 12 Months - Eye Exam
- Once Every 12 Months Lenses and Frame Plan Benefits - For a summary of benefits, Click Here Rates - To view the MES Vision Plan Rates, Click Here Application & Enrollment
Also, for a list of MES providers in your area click here.
The C.A.R. vision plan is adminstered through Medical Eye Services. If you use a MES provider, you will not need to file a claim since your provider will verify eligibility and submit the claim directly to MES. If you use a provider who is not contracted with MES, you will need to submit the MES Vision claim form after your appointment. To download a copy of the claim form, Click HERE
Did you know we offer insurance for your pets?
We've partnered with VPI, one of the nation's oldest and most successful pet insurance companies. And, you get a 5% discount if you purchase through RealCare. For quotes and information, click below. 
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